Pet Insurance: Who needs it?

March 11, 2018

Pet Insurance: Who needs it?

So you have a furry friend at home, do you need insurance? Whether he is a rowdy youngster or a mellow old man, he is part of your family, and therefore you want to do as much as you can to keep him happy and healthy for as long as possible.

Unfortunately there are many things that life throws at us that are unforeseeable, and your pets are no exception to this rule. Although we may take great care of our beloved 4-legged children, things can happen at any moment. Accidents, illnesses, and unexpected surgeries are only some of the many unexpected things that can go wrong with owning and loving a pet.

Pet insurance is a great way to ensure that you will always have some sort of financial means to help your pet if ever something were to happen to him. Even if your fur baby does not fall victim to any sort of accident, it is a guarantee that he will develop some sort of illness at some point in his lifetime. Although age is not an illness, with age, comes illness.

Many insurance companies can offer great plans that cover large amounts for accidents and illnesses, some will even include a certain amount of coverage for dental cleanings. If you are more concerned with annual visits, there are always options to include an add-on package that will cover annual visits and all that comes with them, such as vaccines and heartworm medication!

Many companies will vary in cost, and prices will also vary depending on the age and breed of the animal. If you can find a plan that best suits your needs, then it is worth knowing you will have a safety net in case Fluffy ever decides to eat your sock and suddenly needs emergency surgery!

Another important thing to note is that allergies are on the rise, and although some breeds are more predisposed to them than others, it can affect any breed and at any age. This is one of the most expensive conditions to treat, and as of right now most insurance companies will cover the expenses for allergy treatments!

So whether you have an older animal that may be at risk for arthritis or a spunky young pup that is accident-prone, pet insurance can and will be beneficial to everyone at some point. Please do not hesitate to ask your veterinary team for more information, they will be able to help you find a plan that best suits you and your furry friend!

Chelsey Lough, CAHT